![]() Mortgage lenders get creative to keep rates low, but here's why homebuyers should bewareĪ pre-approval usually involves some sort of credit check, which can affect your credit score, but the impact is likely negligible for anyone with good credit.Ī rate guarantee nets you a higher rate most of the time and it rises based on how long you want a financial institution to guarantee the rate. ![]() Even the prime minister is warning Canadians about debt as housing boom turns patchy.This advertisement has not loaded yet, but your article continues below.
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